You know what you're getting into with Takers when you hear the leader of this high class group of thieves lay it out there for you: "We're takers, gents. That's what we do for a living." Thanks for that. Without you making the obvious more obvious, I might have thought you were givers (and that wouldn't be right). It's a small slice of what you can expect from this very derivative action film.
Like most heist films these days, you have a crew where each member has a different specialty. You've got the weapons guy, the brains, the guy with the plan, and the loose cannon. Ghost (T.I.), a former member of the group, gets out of jail and introduces the gang to so Russians he met there, getting the crew to sign on to a new job (never a good sign). You've also got two cops hot on their tail and a side story of crew leader Gordon now getting it on with Ghost's girl.
There's just nothing new about this movie. It's Ocean's Eleven if that film took itself seriously, and had bad acting. Though you can't really blame the actors, as director/co-writer John Luessenhop gives them very little of interest to say. These are stock characters, and they get stock performances (though Idris Elba and Matt Dillon do a little more with theirs). The action snaps at times, but there are better movies with better action and much better story lines that you would be better off watching before Takers.